To help you make the most of your card while avoiding unnecessary fees, please keep the following tips in mind.
Always check your balance before using your card
All declined transactions incur a fee of $2.00 per transaction
PIN Purchase – many merchants will try to force you to use your PIN. Tell them to use Credit. PIN transactions cost $0.59 and should only be used when you want Cash Back.
Credit transactions have no fee (Signature transaction)
Some merchants (i.e. Amazon & Wal-Mart) may charge transactions as a Debit by default. Please go through the steps to change the transaction type to Credit if you want to avoid the fee
Your card cannot be used at the gas pump. To use your card for gas purchases, simply walk inside to pre-pay instead of paying/swiping at the pump
ATM Fees: When you use an ATM, a fee may be charged by the ATM operator or any network used to complete the transaction (and a fee may be charged for a balance inquiry even if you do not complete a fund transfer).
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