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      PayQuicker - Card Tips

      To help you make the most of your card while avoiding unnecessary fees, please keep the following tips in mind.

      • Always check your balance before using your card
      • All declined transactions incur a fee of $2.00 per transaction
      • PIN Purchase – many merchants will try to force you to use your PIN. Tell them to use Credit. PIN transactions cost $0.59 and should only be used when you want Cash Back.
      • Credit transactions have no fee (Signature transaction)
      • Some merchants (i.e. Amazon & Wal-Mart) may charge transactions as a Debit by default. Please go through the steps to change the transaction type to Credit if you want to avoid the fee
      • Your card cannot be used at the gas pump. To use your card for gas purchases, simply walk inside to pre-pay instead of paying/swiping at the pump
      • ATM Fees: When you use an ATM, a fee may be charged by the ATM operator or any network used to complete the transaction (and a fee may be charged for a balance inquiry even if you do not complete a fund transfer).